There is considerable controversy at the present over the possible onset of inflation and rising interest rates. We are watching this discussion and believe you should be too. We will periodically post articles on the subject. The fact that the possibly of interest rates moving upward is being discussed at all should give us pause to consider locking in the current historically low rates. None of these articles represent any policy or opinion on our part.
| interest_rate_predictions_october_2012.docx |